BCM - Benefit Cost Matrix

DOING this thing

(A) Benefit - Advantage or Reward

What Do I, or Did I, or Might I or enjoy about this thing - what does, or did, or might, it do FOR me - as specific an example as possible?

If it is a behaviour I am attempting to alter, then acknowledging that it does something for me might be helpful.

It is HUMAN for part of me to want to remove discomfort, frustration and uncertainty. How might I allow myself to grow from these things?


DOING this thing

(B) Cost - Disadvantage or Risk

What might I dislike or hate about this thing, what has it done, or might it do, TO me – what might I CHOOSE to endure – as SPECIFIC example as possible?

What might I be paying now, or likely to pay for a benefit?

It may be pretty helpful that I use a specific example – a specific example tends to have a much greater emotional impact and reason to change. Maybe noting the affect this has on my life as well.


I might now label each item as MOSTLY Shorter Term (ST) or MOSTLY Longer Term (LT).

How might this affect the balance?


If this thing was a used car, with the benefits I have just listed AS THE AMOUNT THE SALESPERSON IS MAKING ME PAY – OR I FOUND OUT THE ‘CAR’ COST ME LATER, how happy would I be with the price? In what way might I be getting a good deal? How might this ‘salesperson’ have looked after me?


NOT DOING this thing

(C) Benefit - Advantage or Reward


What do I think I might LIKE about not doing this behaviour or habit – being as specific as possible?


How might I BENEFIT? What might I be able to do, or be, or have? What might gradually develop? Or what might come into my life?


Health; Financial; Family; Meaningful Relationship; Mental Growth; Emotional Growth; Progress?


NOT DOING this thing

(D) Cost - Disadvantage or Risk


What do I think I might NOT LIKE about not doing this thing?


What thing might I then CHOOSE TO live with, or without, as a result of CHOOSING TO not do this thing?


What ‘uncomfortable’ growth might I then CHOOSE TO go through?


Once again I might label each item as MOSTLY Shorter Term (ST) or MOSTLY Longer Term (LT).


THIS TOOL MIGHT BE USED FOR SOMETHING I’D LIKE TO STOP OR SOMETHING I’D LIKE TO START.


(A) What thing that I like about a behaviour I am looking to stop, might I be able to get in a more helpful and constructive way? What thing might I do, and practice a little, that I might enjoy?


I might keep an eye out for ‘wishful’ thinking a bit about what I am attempting to alter, spending time in this quadrant, as a potential warning sign – ‘euphoric recall.’


(B) I likely began a behaviour in a very human way, to enjoy, enhance, or escape. In what way is this now a bit less the case? How might I more helpfully deal with a life challenge of mine?


(C) The ‘pushing power’ of (B) might lessen over time – the ‘pulling power’ of (C) might increase as I live, and take note of, my fuller life. I might CHOOSE TO keep this list on hand and perhaps add to it, from time to time.


(D) This list perhaps gives me an indication of what kind of new coping skill, behaviour or lifestyle change it might be helpful for me to develop - using any tool, technique or mindset I find helpful.

I may over time CHOOSE TO replace ‘I have to’ with ‘I CHOOSE TO…



01 - BCM - Benefit Cost Matrix - BuiLD
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